As a rule of thumb: The light emitted per watt of energy used by T5 High Output lamp is twice as much light as the light emitted per watt of energy used by T8 Normal Output does.
Do the math:5*54W = 270W T5HO; which translates into 2*270W = 540W of T8NO. Since we're talking about a four footer consider this: Would you place 13 40W T8 lamps plus one 20W T8 lamp on top of that tank if you could? We're talking about 4.5W per gallon here! That means your floor for dissolved CO2 will be quite high, as well as the demand of micro and macro nutrients.
It is true that the valid and reliable way of knowing if a particular tank has little, enough, or too much light is by taking measurements with a Quantum Meter at different levels (e.g. surface, mid-tank, substrate).
Since most hobbyist don't have a Quantum Meter, using the WPG guideline, although easily misleading (originally proposed with T12 Normal Output lamps which we rarely use today), at least let us know if we have the ball in the park or not.
Things to consider:
Tank Height. If your tank is indeed a 48"L then it's likely its water column height is greater than 20" you could end in the lower end by using this guideline.
Water Turbidity. If you're keeping a blackwater tank, then you will likely need more light intensity to keep plants thriving.
Plant species. If you're keeping plants that can make it only in the brightest lighting conditions then you need to keep that in mind.
Pepetj
Santo Domingo